Aura Labs · X Layer testnet

A lab demonstration, not a product feature: experimental contracts are deployed on X Layer testnet, but this public instance currently has zero milestones and zero home records. The live panel reads that empty state directly from the chain. Creation receipts prove deployment only; nothing here holds real money, proves physical work, or offers an escrow service.

On-chain escrow — live read

Reading

AuraBuildEscrow at 0x4A77…63b5 on X Layer testnet. Values below are fetched from the public RPC — no wallet, no fixture.

Escrow state
Statutory holdback
Holdback maturity
Refund window (refundWindow())
Milestones on chain
Reservation deposit
Homeowner
Builder
Arbiter
Registry build records

Registry: 0x1195…C32e. Deployment record: docs/DEPLOYMENTS.md in the public repo.

Your wallet

No wallet needed to verify anything — the live panel reads the chain without one. Connect to check your testnet USDC. This page remains read-only for ordinary visitors; the historical transaction walkthrough is not part of Aura’s customer journey.

Milestones

The schedule, and what the chain holds

Live read: milestoneCount() = — no milestones exist on chain yet, and this page says so rather than inventing them. The schedule below is the quoted plan for the 800 sqft reference build, computed through the same pipeline the agent runs.

Computed live from data/alberta/cost-model.json — not yet on chain

Holdback 10% per release

01

Design, engineering & permits

Stamped drawings, development and building permits

$12,000

holdback $1,200 · net $10,800

Paid to builder on releaseRetained 10% — releasable after 60 days
02

Site prep & foundation

Access, clearing, and engineered screw pile installation

$18,000

holdback $1,800 · net $16,200

Paid to builder on releaseRetained 10% — releasable after 60 days
03

SIP shell & envelope

Panel fabrication, delivery, erection, roof, windows, and doors to lock-up

$77,000

holdback $7,700 · net $69,300

Paid to builder on releaseRetained 10% — releasable after 60 days
04

Off-grid systems

Solar + battery, water, septic, mechanical, HRV, and wood stove

$113,000

holdback $11,300 · net $101,700

Paid to builder on releaseRetained 10% — releasable after 60 days
05

Interior & completion

Fit-out, extras, deficiency list, and final inspection

$81,280

holdback $8,128 · net $73,152

Paid to builder on releaseRetained 10% — releasable after 60 days

Milestone total $301,280 = budget MID to the dollar; total holdback $30,128. Approvals and releases are real contract calls (approveRelease, release, releaseHoldback) and appear above the moment milestones exist on chain.

Funding without crypto

Card checkout

Honest status: the on-ramp integration (MoonPay/Transak-class partner) is pending — card checkout is not live yet. No card partner, production settlement asset, or milestone-payment flow has been approved. The token used by this lab is a faucet-compatible test token with no monetary value.

On-ramp integration pending

External research

External financing research

These products sit outside Aura. Check eligibility, permitted use, rates, taxes, fees, collateral, liquidation rules, and custody terms before acting.

Checked August 12, 2026

Aave V3 on X Layer

Aave’s app exposes an X Layer market. Assets, collateral settings, rates, liquidity, and borrowing availability change with live market state. Review the market and liquidation rules before considering it.

Open the Aave X Layer market

External · self-custodial

Ledn

Ledn documents Bitcoin-backed dollar loans, but availability and permitted purpose vary by location. Its eligibility page can restrict residential-property use. Ledn holds loan collateral in custody.

Check Ledn eligibility

External · custodial

Wealthsimple

Wealthsimple documents fee-free conversions only between USD and USDC in a USD-denominated crypto account. CAD trades and other crypto activity can carry fees, and CAD-to-USD conversion has a foreign-exchange fee. This is not a crypto-backed home loan.

Read Wealthsimple’s USD and USDC fee details

External · account service

Education only. Aura does not arrange credit, determine suitability, or custody funds.

Settlement asset

Faucet-compatible test token — 0xcB8BF24c6cE16Ad21D707c9505421a17f2bec79D (chain 1952) · no monetary value